better kung magvoluntary ka pa din. para continous yung contributions mo

eto ang computation. kasi ang magiging basis ng computations wwould be not your current..

here's the computation

Exclude the semester of contingency (delivery or miscarriage).

- A semester refers to two consecutive quarters ending in the quarter of contingency.

- A quarter refers to three consecutive months ending March, June, September or December.

Count 12 months backwards starting from the month immediately before the semester of contingency.

Identify the six highest monthly salary credits within the 12-month period.

Add the six highest monthly salary credits to get the total monthly salary credit.

Divide the total monthly salary credit by 180 days to get the average daily salary credit. This is equivalent to the daily maternity allowance.

Multiply the daily maternity allowance by 60 (for normal delivery or miscarriage) or 78 days (for caesarean section delivery) to get the total amount of maternity benefit.

For example..

Due date mo is December 2012

1. The semester of contingency would be from July 2012 to December 2012

2. The 12-month period before the semester of contingency would be from July 202011 to June 2012

3. Let us assume that the six highest monthly salary credits are P15,000 each. Thus, the total monthly salary credit would be P90,000 (P15, 000 x 6).

4. The daily maternity allowance would be P500 (P90,000/180).

5. The total maternity benefit due would be P30, 000 (P500 x 60 days) for normal delivery or P39,000 (P500 x 78) for caesarian cases.