'Hindi Man Sobrang Laki, We Are Very Happy': College Sweethearts Build Dream Family HomeDespite challenges, they were able to buy their own house and renovate the space for their daughter.by Cielo Anne Calzado .
College sweethearts Jessalyn and Jay Igasan's family life has its share of ups and downs, but it's how they continuously rise above the challenges that make it sweeter. The couple got married in 2014 and purchased their would-be family home the same year.
“We paid the 15% downpayment for 18 months and then we applied for a bank housing loan at 6.88% annual interest for 10 years. Since the interest rate went up after five years, my husband decided to pay out the remaining balance just this January,” Jessalyn shares in an interview with Smartparenting.com.ph.
Settling loans despite the challenges of the COVID-19 pandemic was still a win for the family. Jessalyn, who is a nurse, decided to report to their own clinic twice a week to lessen the risk of getting sick.ADVERTISEMENT - CONTINUE READING BELOW
“My husband, a general medicine practitioner and occupational health physician, used to work in three medical clinics and two hospitals. Due to the pandemic, he decided to work in just one clinic and one hospital para less ang exposure at less ang chance na makapag-uwi ng virus sa bahay since may baby na kami,” the mom of one relates.
While their income is affected, the two are still able to make ends meet. “Bawas muna sa unnecessary expenses since most of the time nasa bahay lang naman at bawal lumabas,” adds Jessalyn.
Tiny home design for a family of three
The home was turned over to the couple in 2016. They decided to work with an interior designer Jay met online, who offered affordable renovation services. After working diligently during the first few weeks, the designer claimed that prices of materials increased and they won’t be able to finish the home as stated in the original agreement.CONTINUE READING BELOWRecommended Videos
Jessalyn and Jay still pushed through with the house blessing then and it took them five years before finally deciding to have the house renovated again. Jessalyn decided to work on a Scandinavian-inspired home as she finds it appealing and relaxing.
“We had the ceiling fixed and ‘yung pangarap kong magandang CR. We got design ideas from Home Buddies… kami na ‘yung bumili ng mga materyales and naghanap nalang kami ng mga marunong gumawa ng ceiling, cabinets, at tiles,” Jessalyn shares, adding that the Facebook group inspired her to improve their house and make it better.ADVERTISEMENT - CONTINUE READING BELOW
Jessalyn believes that the size of the home doesn’t really matter. “This home is very special to us as this is where we started as newlyweds… Dito kami nangarap magkaraoon ng anak at sa awa ng Diyos ay natupad namin ‘yun.
“There are times na pinagmamasdan ko ang bahay habang nasa garden at naiisip ko ‘yung mga hirap at sacrifices namin para sa bahay na ito. Hindi man siya sobrang laki na bahay, but we are very happy,” she says.ADVERTISEMENT - CONTINUE READING BELOWADVERTISEMENT - CONTINUE READING BELOW
To those who area also dreaming of owning their own home, Jessalyn suggests choosing the property wisely, setting a budget, and having an emergency fund. “It’s at least six months’ worth of your monthly expenses so that it case something goes wrong, you’ll be able to cover expenses while recovering from untoward events,” the mom advises.ADVERTISEMENT - CONTINUE READING BELOW
When reflecting on the hardships they’ve been through, Jessalyn can’t stop praising God for the extraordinary things He has done for the family. “We were just college sweethearts with dreams of building a life together. We learned to stick to the plan no matter how hard the situation is and no matter how many challenges are coming. Failure is only a beginning of our life journey and it is not the end,” Jessalyn muses.
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