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QUIZ: What Is Your Money Personality?You and your husband should take this quiz separately to help see if you're both on the same financial page.by SmartParenting Staff .
Many people — single and married alike — simply spend as they need and count on the next paycheck to replenish their finances. If you’re making enough, this might be fine for the short term. But “short term” is terrible if you’ve got big things planned for your child. After all, the money for her future college tuition won’t just appear out of nowhere. So, ready or not, you need make some hard choices on your family's financial priorities. And it means getting to know your money personality.
This money personality quiz is simple, but it helps you figure out your family's financial goals. More importantly, it's a way to see if you and your hubby are on the same page, which is crucial. The results can point you to the right direction, so you can create budget and investment guidelines and helps measure the family’s progress toward reaching your goal.ADVERTISEMENT - CONTINUE READING BELOW
Take the money personality quizCONTINUE READING BELOWRecommended Videos
“A budget makes no judgment; it’s a tool that tells the truth.” George Kinder, author of Seven Stages of Money Maturity
If you can save more money, you definitely should, says Francisco J. Colayco, author of Pera Mo, Palaguin Mo. “Savings are really an expense,” Colayco explains, “an expense that buys your future. Most of us define savings as ‘income minus expenses.’ This is very [misguided]. Dapat, ‘income minus savings equals expenses!’” If your savings consist of whatever’s left over at the end of the month, you may be in trouble — expenses always expand to consume any surplus.ADVERTISEMENT - CONTINUE READING BELOW
Quiz by Justine C. Tajonera
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