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  • Dad Hilariously Responds to 6-year-old Son Asking for an Advance on His Allowance

    That "bank" and its tag line nail it!
Dad Hilariously Responds to 6-year-old Son Asking for an Advance on His Allowance
  • Photo by sonan303/Imgur

    Kids and money is a tricky, tricky topic for parents. When should you start giving your kids an allowance? Should they only get money in exchange for the chores they do?

    Some say parents could start giving allowance as early as when the child already knows that basic math skills like adding or subtracting. Others wait until the kid is mature enough to understand the value of money. Realistically, though, there is no concrete age as to when kids should get their allowance and how much. It's up to the parent to decide when they are ready to handle money on their own.

    But what happens when a child who already has an allowance still asks for extra funds? Well, we can’t fault this boy for trying.

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    Six-year-old boy Auren tried to ask for an advance on his allowance to buy a toy he wanted. The keyword there: "tried". He was unfortunately denied by the financial institution that he's tied to for life: Dad.

    Dad Mike, of St. Louis, Missouri, responded to Auren’s insistent request in the funniest way possible. He created a fictional financial institution—aptly named Dad Savings and Loan—to send him a “denied” letter and put his repeated request to rest. Take note of the bank’s amusing tagline: "Because, apparently I look like I'm made of money."

    "We regret to inform you at this time that we are unable to provide a loan in the amount requested on $20.00. After reviewing your account, we have find (sic) you have insufficient funds, and a history of not doing your chores," the letter read. The CEO of Dad Savings and Loan also said the six-year-old had been spending excessively since Christmas. The boy, however, was free to take up his issue to the Complaint Department: Mom.


    Allowance denial letter from Dad Savings and LoanPhoto from  sonan303/Imgur

    "I knew 'loan' wasn't in his vocabulary up to that point. It was his mom that sent him my way with that idea! So I thought it would be funny to send him back to her with a loan rejection letter in hand. I knew he'd need her to read it to him," Mike said to Huffington Post. He and his wife thought a lot of other parents could relate, so they shared the funny letter via a post on Imgur.

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    Mike was quick to add that he is teaching his child how to manage money through other ways and that he made the letter primarily to make his wife smile. The little boy accepted that he's ot getting the advance. However, you'd be glad (or maybe not?) to know that The Complaint Department overturned the CEO’s decision and bought the toy Auren wanted after the post went viral.

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    We bet the six-year-old was happy to not have to go through the trouble of going to another "bank" we will simply refer to as "grandparents", but hopefully, the money lesson didn't all go to deaf ears. “When you give a budget, don’t rescue them,” urges Melissa Cruz, parenting cluster head for CEFAM (Center for Family Ministries) in Ateneo de Manila University. She strongly advises strongly advises that parents enforce rules so that lessons are learned.  


    January 15, 2016. "Dad Has Hilarious Response To 6-Year-Old's Request For A Loan" (huffingtonpos.com)
    January 15, 2016. Father perfectly shuts down kid who asks for allowance advance" (mashable.com)


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