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Messages - lai_lanzaderas

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Holidays / Re: What's your usual handa for christmas?
« on: December 24, 2012, 04:29:51 pm »
puto alsa & puto malagkit
leche flan
fruit salad
crispy pata
ice cream

Members' Kumustahan board / Re: Ngayon,gusto kong kumain ng.....
« on: December 16, 2012, 02:07:53 pm »
pizza and french fries

Home / Re: Achieving your Dream Home
« on: December 16, 2012, 01:59:21 pm »
we moved in to our dream home last sept 2011. the lot area is 192sqm (12m x 16m). i was into minimalism by then. buti naman agree si hubby. he he. our house is just 45.5sqm (6.5m x 7m). the cost for both is 1million.
hindi kami nangutang sa bank or pag-ibig.  actually, takot kami mangutang.  yung lupa lang ang inutang namin na evenutally, nabayaran namin in full nitong april 2012 sa tiyahin ko.
we made do with what we had.  what we did was sell our investment in stocks, redeem our mutual fund, dip into our emergency fund, sell our real estate property, and our 2nd hand car. 
marami pang kailangan i-improve. wala pang paint sa labas at tsaka wala din kisame sa labas. basta inuna namin yung loob ng bahay. wala ding garden. yung garden namin ngayon, diy at work-in-progress.
feeling ko, grown-up na grown-up na talaga kami. yung simpleng pagpapakabit lang ng sariling metro ng kuryente at tubig, tapos sariling landline at internet, iba yung katuwaan ko. nakaka-proud. =)
kelangan lang talaga mag-ipon at magtipid. kahit hanggang ngayon, ganon pa din, ipon at tipid pa din.

Holidays / Re: Christmas gifts for Kids/Toddlers
« on: December 12, 2012, 05:40:06 am »
art materials

News, Entertainment and Politics / let's donate to victims of typhoon
« on: December 10, 2012, 06:22:09 am »
Gawad Kalinga and World Vision accept donations for typhoon victims.  If you want to help, here are the links to their donation forms.

Beauty and Product Reviews / Re: Human Nature Products users how is it??
« on: December 10, 2012, 06:17:28 am »
hubby loves the pure strength wash and soap.
i have less blackheads. i use the balancing wash and toner pati yung moisturizers.
we both use the sunflower beauty oil to whiten dark spots (hubby: face. me: underarms, knees and elbows) and also on our hair as a serum. although it's an oil, it doesn't feel oily.   :)

Money / Re: feedback on truly rich club by bo sanchez
« on: December 08, 2012, 05:01:00 am »
hi caddin, i've also invested in mutual funds before at okay din naman ang experience ko. i like investing in stocks better.  feeling ko mas in control ako that way.  although yun nga, i rely heavily sa club to tell me what and when to buy and sell, and for how much.

Money / Re: Practical Shopper or Impulsive Buyer
« on: December 05, 2012, 01:07:04 pm »
practical shopper (most of the time  ;D).

Money / Re: Other places to save in other than banks
« on: December 05, 2012, 01:01:33 pm »
mutual fund and stocks

Money / Re: Baby's monetary gifts -- save or spend?
« on: November 30, 2012, 02:30:55 pm »

Money / Re: Baby's monetary gifts -- save or spend?
« on: November 30, 2012, 08:11:41 am »
@IanAndDina, itf means in trust for. The accounts are under my name and my daughter's.  hindi pa puedeng under her name lang dahil minor pa.  :)

Money / Re: feedback on truly rich club by bo sanchez
« on: November 29, 2012, 08:00:27 am »
hi! member po ako. i joined last nov 2011. ok naman po.

Money / Re: Baby's monetary gifts -- save or spend?
« on: November 29, 2012, 07:54:30 am »
save and invest.
our daughter has an itf savings account and an itf trading account.

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