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Author Topic: paano mag budget  (Read 32315 times)

MommyGreysi777

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Re: paano mag budget
« Reply #30 on: February 24, 2013, 01:01:58 am »

Envelope method is very effective.  We stopped using credit cards kc nakaka sira ng budget  :-\ :-\
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mamianne

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Re: paano mag budget
« Reply #31 on: April 06, 2013, 09:25:26 am »

hi mommies!

I really need your advice.

I just moved-in with my IL's few weeks ago, sila naman nag-suggest na dun na ako mag-stay, I'm currently on my 26th week of pregnancy and still working. Di pa kasi namin kaya bumukod.

My problem is this, we have very limited budget ni hubby, nashoshort kasi kame palage. D pa sha makapagbigay ngsweldo niya sakin kasi madalas naheheram ng MIL ko, halos kalahati ng sahod yung naheheram niya madalas.  Since d naman nagbbibigay si hubby ng pera sa bahay, ok lang sakin, kasi nahihiya din ako, libre lahat samin. Nagugulat na lang ako, kada cut-off, magkano na lang natitira sakanya, yun pala naheram na, di niya kasi nasasabi sakin agad. :( Pero sabe niya, ibabalik naman daw sa May.

Ang kaso, wala pa kame nabibili ni isang gamit ni baby :(. Gusto ko sana sabihin na, wag muna magpaheram at bibili kame ng gamit, nahihiya naman ako kase nga, wala naman kame gastos dun sa kanila. Pwede naman sha magpahiram pero sana di lahat diba,? :(

Wala naman ako problema sa MIL ko, mabaet naman sha, in good terms naman kami, kaya lang when it comes to sweldo ni hubby,... haaaaayyyyy. :(



What to do mommies??? Mag-aantay na lang ba ako until bayaran? Due date ko is First week ng July pa naman.


Thanks sa magrereply.   XOXO
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vylette_08

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Re: paano mag budget
« Reply #32 on: May 21, 2013, 11:19:25 am »

sis mamianne, better talk to your hubby. For sure maiintindihan niya basta kausapin mo ng maayos.


I need your help mga mommies and daddies, Pano mag-budget kung ang income e from business? Ang hirap kasi syempre hindi fixed and take home money pag business hindi gaya ng sa work alam mo na agad kung magkano. Ginive up namin ni hubby yung work namin para mas makasama namin si baby lagi. Ok naman yung business namin mas ok kesa sa sweldo ng normal employees ang hirap lang ibudget kasi nga hindi pare-pareho yung income. TIA
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sirchief♥maya

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Re: paano mag budget
« Reply #33 on: May 21, 2013, 04:23:28 pm »

^sis siguro kung iba-iba yung expected income nyo, try to base your budget on the smallest possible amount na  maje-generate nyo.  ;) ;) ;)

para if ever in the next budgeting period nyo, sakaling mas malaki, pwede nyo itabi or idagdag sa food budget or expenses for your child/ren.
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vylette_08

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Re: paano mag budget
« Reply #34 on: May 21, 2013, 07:51:49 pm »

Thank you sis sirchief♥maya :)
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sirchief♥maya

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Re: paano mag budget
« Reply #35 on: May 22, 2013, 12:58:51 pm »

np po!!!  :) :) :)
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Precious Mary Soriano-Sadili

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Re: paano mag budget
« Reply #36 on: May 22, 2013, 04:36:41 pm »

we have the list ng mga expenses namin.. nakatira kami with my inlaws, may  2 year old toddler. yung inlaws ko ang sagot sa electricity bill. Si hubby sagot sa house rent, parking. Ako sagot sa monthly grocery, needs ni baby, sustenso sa mom ko, savings namin. Here's the breakdown

Grocery   6%
Sustenso sa Mommy ko   11%
Baby's Budget   16%
Ulam   8%
Baon ko   10%
Chinatrust Loan   5%
Savings   42%
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Morefun

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Re: paano mag budget
« Reply #37 on: July 06, 2013, 01:51:31 pm »

I also use the envelope system.  Meron akong nabili sa National bookstore ng budget envelope made of plastic.  Okay siya kasi may space din siya where you can write down what that portion is for.  I mean meron siyang mga tabs sa bawat division niya.  Example computation:
Church:  2.5k (tithes and offering)
Yaya: 1.5k
Grocery and Palengke:2k
Baby's milk and diaper:  1.5k
Baon:  3k each
Meralco:  2-3k
Water:  500
Insurance/Pension:  2.5k
Savings:  2k (di pedeng galawin)
Emergency:  2k (parang saving na din pero puwede galawin if needed)

I hope this helps! This is bi-monthly.  Thanks!
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kiz_me1109

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Re: paano mag budget
« Reply #38 on: July 31, 2013, 06:12:44 am »

I would like to share this new trick in saving money that Hubby taught me. We actually had a hard time saving since we have a lot of expenses every month. But this new trick really helped us a lot. What we do is we divide all the expenses into 4. 4 because it's divided into 2 which is from me and hubby and we do it every cut off.

So, when I receive my salary, I divide it na among our monthly expenses (house, school, phone,per cut off savings,allowance,etc). We put it in a seperate envelopes with labels on it.

Kapag time na ng bayarin, dun na namin kinukuha sa envelope. By doing that, sure kami na hindi nagagalaw yung savings namin dapat every cut off. By the end of the month, we deposit all saving we earned. =)
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MommyniAddie

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Re: paano mag budget
« Reply #39 on: July 31, 2013, 01:11:35 pm »

May list din ako ng mga expenses namin every month and yes envelope system is very useful and effective :)
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joy plaquia

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Re: paano mag budget
« Reply #40 on: February 23, 2017, 05:48:25 pm »

ako din yan problema ko pano mag budget sa monthly allowance namin ng baby ko
..
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sharlyn piquero

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Re: paano mag budget
« Reply #41 on: April 25, 2018, 12:54:12 am »

paano po magbudget ng 5k twing kinsenas kasama na po lahat ng expenses sa bahay.. 2 kids isng 10yrrs old at 2yrs old
salamat po.
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Errych

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Re: paano mag budget
« Reply #42 on: May 10, 2018, 05:07:19 pm »

^ Try to create your 2 weeks meal plan ahead of time. This may save you from buying on impulse when you’re in the market. Try searching for healthy recipes that needs inexpensive ingredients. Cut frequent visits to the groceries or malls to avoid unplanned expenses. Do activities that does not include electricity. Lessen use of gadgets in your household. Medyo challenging kasi talaga with the budget you mentioned, 5k. But for sure its doable naman.
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Kathleen Buñales

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Re: paano mag budget
« Reply #43 on: July 01, 2019, 10:29:45 am »

Hi, mommies!
I’m 27 y/o mom of a 4mos old baby boy. I need advice on how to budget things at home. For example the groceries, baby need, etc. We are currently residing on my parents house for 6mos now.
Before we rented an apartment and lasted last year only, my mom lets us live in theirhouse because I was pregnant then and undergo CS. So it is much better that I have someone with me.
My problem now is the monthly expenses. As our baby is growing, I need to budget everything. And as a new mom/wife, I am asking what is the ideal monthly budget that I need to set for the groceries and baby needs. Thank you 😊❤️
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