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Author Topic: Other places to save in other than banks  (Read 38201 times)

mommyonsale

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Re: Other places to save in other than banks
« Reply #45 on: October 26, 2012, 03:39:12 pm »

Hi mga moms here I am again... Si hubby ko ayaw na magtiwala sa ganito pero ako gusto ko ulit subukan. Kasi kami naghuhulog before sa Prudential life dapat nga makukuha na ni hubby yun kapag 30 years old na sya kaso nga napurnada dahil bancrupcy.. haysss... Magsisimula ulit kami kaso ayaw na ni hubby nadala na sya kasi apat na entities ang nawala sa amin. Kaya sabi niya sa mga bangko na lang daw eh kaso mo wala naman ako alam.. sda hindi ko alam. hehe.. si hubby kasi lahat ang nag aasikaso.. ngayon kasi wala sya nasa abroad kaya ako lahat ang desisyon. Yun lang pagdating sa pera kaming dalawa... Super like ko tong topic na toh para naman makapg ipon talaga kami at naway mapunta talaga sa amin yung pera... hehe... Bitter labg sa previous na nangyari...
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Firstymom&SAHM

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Re: Other places to save in other than banks
« Reply #46 on: October 27, 2012, 12:45:37 am »

punta ka lang ng bank. tell them interested ka mag invest.marami kasing clase ng investment isa na nga yung mutual fund na less risk. ipapaliwanag naman nila yun sayo and meron silang papasagutan sayo para matulungan ka or ma assest kung anong bagay na investment sainyo.
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BlueAby

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Re: Other places to save in other than banks
« Reply #47 on: October 30, 2012, 10:30:07 am »

Question po mga mommies

Ano po difference ni Tbonds sa Mutual Fund? Which is safer po? Kasi mababa pa po ang Risk Appetite ko  ;D
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ice_mint

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Re: Other places to save in other than banks
« Reply #48 on: November 10, 2012, 08:14:27 pm »

i invest my money under prulife uk :) naggift na din ako ng policy for my baby para may savings na siya as early as now. malaki din ang kita because there are a lot of investment options. to those who wants less risk, pwede sa bonds. more or less 8% interest rates.

minimum is 1k only kaya very affordable. if u want more details, i can pm it naman.

important talaga na magsave up para sa future natin
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BlueAby

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Re: Other places to save in other than banks
« Reply #49 on: November 15, 2012, 04:18:23 pm »

mommies, got mail from BPI, tumaas na yung SDA nila 500k na daw ang minimum.
Im still thinking kung UITF or Mutual Fund ang kukunin ko.
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sether

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Re: Other places to save in other than banks
« Reply #50 on: November 20, 2012, 09:05:31 pm »

mga sis ano po bang investment pwede starting of 1k? So far yan palang kasi kaya ko. I want to invest din for my kids. Yung makukuha nila this xmas gusto ko din e save/invest then monthly siguro i'll add 1k
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mommynigabby

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Re: Other places to save in other than banks
« Reply #51 on: December 04, 2012, 05:16:31 pm »

mga sis yun bang mutual fund eh may holdingperiod? at obligado ka ba na maghulog monthly? naisip ko kasi gusto ko ng investment na hindi ko pwedeng withdrahin kahit 6 mos lang at yung obligado akong bayaran buwan buwan para yung sideline ko mapunta talaga sa investment... hirap kumita ng pera pera minsan ang hirap magpigil bumili... hindi naman luho pero nakakamiss lang minsan yung luwag sa pera nun dalaga pako... :) diko na kasi magawa yun now..

alec_18

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Re: Other places to save in other than banks
« Reply #52 on: December 04, 2012, 06:04:40 pm »

i invested in sunlife, 1.5 k every month..it's good kc anytime naman pwede mo sya i withdraw, but it's advisable na palaguin mo muna before mo sya kuhanin..
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lai_lanzaderas

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Re: Other places to save in other than banks
« Reply #53 on: December 05, 2012, 01:01:33 pm »

mutual fund and stocks
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sether

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Re: Other places to save in other than banks
« Reply #54 on: December 30, 2012, 09:37:25 am »

@alec, how much po minimum investment dyan sa sunlife?
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anhing

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Re: Other places to save in other than banks
« Reply #55 on: January 03, 2013, 02:05:17 pm »

@anhing

mommy, magkano po minimum investment dun?

http://www.facebook.com/ilovegurlyglamshoppe

sis, ang alam ku ikaw ang mgddictate kung magkanu yung gusto mu iinvest monthly. then they will give you a sample computation in terms of interest income. ang pinaka-minimum is yung 1st 3 months, i-aadvance mu ang bayad. like if you decide to invest 1k monthly, ang initial payment would be 3k. pero madali kausap yung agent ku. pwedeng wala ng advance, ganung yung ginawa ku kc medyo malaki yung monthly ku eh.

if you're interested, pwede kita i-refer dun sa agent ku, mas magaling sya magpaliwanag... pm mu saken contact details mu so I can forward it to her.  ;)
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aerdan

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Re: Other places to save in other than banks
« Reply #56 on: January 22, 2013, 11:39:03 am »

Hello mga mommies! Ako, in-open ko ng tig-isang bank account yung 2 kids ko.  Plan ko sana is to deposit there yung mga natatanggap nilang Christmas/bday money para educational fund nila.  Kaso, ang baba ng interest.  So, I tried investing in the stock market last December 2011. 

Monthly binabawasan ko yung account nila, pinapambili ko ng stocks ng big companies.  Happy naman kasi after 1 year, maganda ang returns. 

Compared sa 1-3% interest sa bank, I earned 24% when I sold some shares ngayong January 2013.
But, I get guidance from Bo Sanchez.  Nag-subscribe ako sa newsletter niya through this link:   http://trulyrichclub.com/ .  Yung na-earn kong profits, tinatabi ko, tapos re-invest ko lang uli yung capital by buying new shares.

4 years old and 1 year old pa lang yung kids ko.  Hopefully by the time they go to college, milyones na naipon ko. Hehe. :)
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Learning Mom

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Re: Re: Other places to save in other than banks
« Reply #57 on: January 30, 2013, 08:40:03 am »

after I reached our target emergency fund, we invested in mutual funds (PAMI's PSGF and PFI) and stocks (thru BPI Trade).

the fund and investments are gone because we built a house last year. 

we're starting all over again.  same approach, we will build first our emergency fund and then invest.

Hi, Lai - what's your target for emergency expenses? how many month's worth of current expenses? or did you use another benchmark?

Learning Mom

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Re: Re: Other places to save in other than banks
« Reply #58 on: January 30, 2013, 08:47:09 am »

Hi po mga ka Sp mommy.. isa rin ako sa mga hirap mag ipon. i do have save up BPI,, but then nakukuha ko at nauubos,, huhuhu..

jealousygirl,  i can totally relate sa BPI Save Up.. ganyan din ako, haha..  Try reading my post here - http://wp.me/p37lNn-C

« Last Edit: February 04, 2013, 10:47:09 pm by Mommyjazz »
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GL and KL

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Re: Other places to save in other than banks
« Reply #59 on: February 04, 2013, 03:08:21 pm »

MONEY MARKET, now is the best time to invest in our economy  ;D
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