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Author Topic: 52-Week Money Challenge  (Read 40002 times)

sether

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Re: 52-Week Money Challenge
« Reply #30 on: January 17, 2013, 05:05:07 pm »

^hirap nga sis. lalo sakin kasi part time worker ako at breadwinner pa hayyyy...
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trishevil

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Re: 52-Week Money Challenge
« Reply #31 on: January 18, 2013, 09:19:51 am »

 week 3 ko sa monday pa ang deposit..  :(

Oo nga ano..for SAHM..ano kaya ang magadang scheme?
try niyo kaya na alternate.
e.g week 1 $52; week 2 $1; week 3 $51; week 4 $2
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sether

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Re: 52-Week Money Challenge
« Reply #32 on: January 18, 2013, 09:27:03 am »

kung wala kang earnings as a sahm, ilagay nyo nalang yung kaya ng budget nyo kahit hindi $1 ang start at $52 ang last. kahit magsimula ka sa 10 pesos okay lang as long as you're able to save hanggang 52 weeks :)
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mrs_snowqueen

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Re: 52-Week Money Challenge
« Reply #33 on: January 18, 2013, 10:14:43 am »

seems like a cool idea. will try this scheme with my little boy. :)
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ics

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Re: 52-Week Money Challenge
« Reply #34 on: January 29, 2013, 05:24:25 pm »

The original scheme is not applicable to me since my income is every 15th and 30th and $50 is too high which i could not afford. So i created this scheme.

There are 24 paydays for a year..

24   2400
23   2300
22   2200
21   2100
20   2000
19   1900
18   1800
17   1700
16   1600
15   1500
14   1400
13   1300
12   1200
11   1100
10   1000
9   900
8   800
7   700
6   600
5   500
4   400
3   300
2   200
1   100

By the end of the year I should have P30000.
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trishevil

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Re: 52-Week Money Challenge
« Reply #35 on: January 30, 2013, 12:37:05 pm »

^good idea..

weeeh..dahil sa money challenge na ito, frugal living ako ngayon. So far, updated naman ako sa deposits.
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sether

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Re: 52-Week Money Challenge
« Reply #36 on: January 30, 2013, 03:59:05 pm »

late ako ng 3 weeks hehe. stucked ako sa second week but will pay 3-4th week this week. Still waiting for my funds exchange.

Next week nalang yung 5-6th week :)
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KVsmommy

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Re: 52-Week Money Challenge
« Reply #37 on: February 07, 2013, 11:49:45 am »

Ooooh, will definitely, absolutely try this. :) Week 7 na pala! Hmmm, so I should have na $27 pala. At the exchange rate of $1-40pesos ko i-peg since unfortunately, yan ang palitan ngayon. :( So mga 1,080 na pala dapat deposit ko... Magawa na nga. :D This is really challenging ha, pero worth it naman. Mamotivate ako magdagdag ng hours sa work. Hehe. Pandagdag din to sa alkansyang-kawayan challenge namin ni hubby (we put 5 and 10 peso coins. We use kawayang alkansya para wala talagang kuhanan. hahaha!).

Thanks sis trishevil for sparking the idea! :)

trishevil

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Re: 52-Week Money Challenge
« Reply #38 on: February 08, 2013, 10:47:59 am »

^super challenging nga sis. Wala pa akong deposit for this week. At least ngayon, nakatanim sa utak ko na I have an obligation to deposit a ceratin amount.
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MommyGreysi777

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Re: 52-Week Money Challenge
« Reply #39 on: February 24, 2013, 02:25:14 am »

Mga sis, how's your money challenge going so far?

@trishevil thanks for sharing and starting this great idea.

At the end of the day, big or small savings is still savings.  We just have to have a goal and stick to it.  :)
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sether

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Re: 52-Week Money Challenge
« Reply #40 on: February 24, 2013, 11:16:11 am »

stucked at week 3 pa din laman ng save up acct ko. i invested kasi the week 4-6 sa isang hyip. super late na ako
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trishevil

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Re: 52-Week Money Challenge
« Reply #41 on: February 25, 2013, 07:47:11 am »

^ako naman sis I used up almost half of my savings on new mattress, bed, cabinet and other house essentials. Lilipat na kasi kami ng bahay.. Well, at east i considered them an investment.
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sether

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Re: 52-Week Money Challenge
« Reply #42 on: February 26, 2013, 12:04:43 pm »

hirap kasi mag save ngayon nagagastos lahat hehe by next month siguro makakahabol na ako kahit papano
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MommyGreysi777

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Re: 52-Week Money Challenge
« Reply #43 on: February 26, 2013, 02:27:28 pm »

suggestion lang mga sisters.  If you want this savings to work.  Maybe :

1) let another person hold your savings via passbook /ATM (so they don't get to use it).  This will eliminate spending it.
2) get a person that will get to check on you from time to time.  A close friend or relative.  This is for accountability.
3) if you dont get to follow the hulog dates, you should add to your savings (parang penalty) so you will really be "forced" to save on time.

By yearend, I am sure that we will all pat ourselves on the back if we get to complete this.

Not only did we save money but our character and self esteem would definitely improve as well.  Win-win situation talaga eto.

Have a blessed day!   :)
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sether

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Re: 52-Week Money Challenge
« Reply #44 on: February 28, 2013, 10:16:50 am »

I agree. Medyo mahirap lang sa lagay ko kasi wala akong maasahan sa asawa ko hehe kaya pag may need ang mga anak ko ayun labas lahat :)
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