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Author Topic: All about Kiddie Savings Bank Account  (Read 192487 times)

mommy♥cheng

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Re: All about Kiddie Savings Bank Account
« Reply #90 on: November 13, 2011, 10:17:45 pm »

hi mga sis.. :) baby ko my fun savers & junior savers

go na mga sis  get nyo na..
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macky27

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Re: All about Kiddie Savings Bank Account
« Reply #91 on: November 14, 2011, 01:10:30 am »

yung kids ko meron clang bank acct. After nila mabinyagan (3 mos age nila) pinag open ko n sila. Don nkalagay yung mga cash nung binyag nila, pabday at paxmas. puwede mo n pag-open ng acct anak mo. Reqt lang birth cert tpos id ng magoopen. Ngaun yata kylangan n ng id pic ng bata. 500 ang min to open an acct. Sa BDO pla yung sa kids ko. yung interest rate almost 2%

pareho tayo sis, bdo rin ako, junior savings accnt. yung mga pakimkim ni bagets nun ang pinang open ko. lahat ng makukuha niya cash na gifts dun ko na ilalagay tapos every month hulog ako kahit 1k para rin savings niya.
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smoothie

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Re: All about Kiddie Savings Bank Account
« Reply #92 on: November 15, 2011, 10:35:57 am »

naka Metrobank FSC yung sa 2 kids ko. madali lang for me kasi  Metrobank nag hahandle ng account ng office namin kaya mabilis.
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mommy♥cheng

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Re: All about Kiddie Savings Bank Account
« Reply #93 on: November 15, 2011, 11:53:33 am »

tama mga sis, tska iba na kasi panahon ngayon kaya need na talga mags ave turuan na natin sila habang maliit pa..
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TineNiItoy

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Re: All about Kiddie Savings Bank Account
« Reply #94 on: November 15, 2011, 01:19:56 pm »

hi mga sis, bebe ko BDO din...tama sabi ni sis lenmel, birth cert ni baby at 2 i.d ni mommy ang ilang requirements...tsaka isang picture ni mommy...hindi na need ang pic ni baby...500 lang ang need para mag-open si baby...un din maintaining balance...pero when baby reaches 12 yo, need na 2k balance or un din para makaopen ng account...account name will be that of baby's...ang sarap ng feeling na may "savings" na si baby... :)
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lucky baby

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Re: All about Kiddie Savings Bank Account
« Reply #95 on: November 15, 2011, 01:48:55 pm »

My daughter have savings account under her name. All they money from binyag, xmas, birthday etc. goes into the savings account. 2 weeks pa lang sya nag open na kami ng account, we choose BDO kase may branch sila sa baba ng building namin madali mag deposit.

P500 lang ang initial deposit para makapag open ng passbook account. Para sa 8 years and up, pwede sila makakuha ng ATM card for an initial deposit of 2,000 pesos. Requirements- photocopies of kids  birth certificates,
2 ID pictures, 2 valid IDs and 2 ID photos of the parents.

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sunshine23m

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Re: All about Kiddie Savings Bank Account
« Reply #96 on: November 15, 2011, 02:49:48 pm »

BDO,ang bank namin mag asawa pati na ren sa baby ko..
madali silang kausap...me 24 hours silang hotline..
 
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prima mama

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Re: All about Kiddie Savings Bank Account
« Reply #97 on: November 15, 2011, 08:44:48 pm »

Mommies, try niyo magshort-term TD for babies if malalaki naman yung initial deposit, para may significant interest agad after 45-90 days, then iroll-over niyo until kelan niyo gusto. Ganun gawa namin kay first baby, nakakatuwa yung interest, then siguro saka na namin ilalagay sa savings account kapag toddler na siya or yung maaappreciate niya na ang concept ng "pag-iipon"
Mommies, try niyo magshort-term TD for babies if malalaki naman yung initial deposit, para may significant interest agad after 45-90 days, then iroll-over niyo until kelan niyo gusto. Ganun gawa namin kay first baby, nakakatuwa yung interest, then siguro saka na namin ilalagay sa savings account kapag toddler na siya or yung maaappreciate niya na ang concept ng "pag-iipon"
mommy san banko ka nag TD?
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sunshineventura

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Re: All about Kiddie Savings Bank Account
« Reply #98 on: November 22, 2011, 11:38:37 am »

Sa Bank of Makati (A Rural Bank) kami nag-short term TD. So far kasi, they offer the highest rate, and minimum deposit. Nakakatuwa din kasi it started as 5K from "money gifts" our baby got from her "binyag." Now, it's almost 8k. When it reaches 10k, ililipat na namin  sa separate savings account.

Then siguro ulitin namin after "makapamasko" si baby.  ;D
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apple11

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Re: All about Kiddie Savings Bank Account
« Reply #99 on: November 22, 2011, 01:50:12 pm »

how much kaya magopen ng TD sa bdo? ilan interest sa 90 days?

nakapagopen n ko ng savings account ng kids ko sa bdo. para next money nila TD ko muna.
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kurdapya101

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Re: All about Kiddie Savings Bank Account
« Reply #100 on: December 22, 2011, 02:00:31 pm »

yun baby ko sa junior savers club parang mas safe kase sa BDO e
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mamagwyn

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Re: All about Kiddie Savings Bank Account
« Reply #101 on: January 02, 2012, 02:12:31 pm »

magkano po ba ang initial deposit na kailangan sa bdo na junior savers club?

balak ko kasi iopen si gianne ng account

Nuna

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Re: All about Kiddie Savings Bank Account
« Reply #102 on: January 02, 2012, 06:57:57 pm »

^ 500 po.
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Rainebow Mom

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Re: All about Kiddie Savings Bank Account
« Reply #103 on: January 03, 2012, 10:46:18 am »

Mga mommies, ask ko lang aside from the accessibility ng 2 banks, yung interest na mag eearn sa money ni baby sa dalawang bangko. Aware ba kayo? Ayoko din kasing galawin ang money niya for her future. Though, I'm considering time deposit also.
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reaganchang

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Re: All about Kiddie Savings Bank Account
« Reply #104 on: January 04, 2012, 05:53:01 am »

:) mga mommy , after getting a savings account for your baby , try to link it to generali pilipinas, educational plan for your babies , 5 yrs to pay then shell get all the benefits after your babies gt college i thinks total of 1.5m  something , it depends actually sa plan na pipiliin nyo and that includes insurance na din , you can pay annually , quarterly and even monthly :) para sure na kayo sa future niya. you cud try to visit bdo and  ask for  the full info it :)
« Last Edit: January 04, 2012, 10:26:56 am by Mommyjazz »
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