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yung kids ko meron clang bank acct. After nila mabinyagan (3 mos age nila) pinag open ko n sila. Don nkalagay yung mga cash nung binyag nila, pabday at paxmas. puwede mo n pag-open ng acct anak mo. Reqt lang birth cert tpos id ng magoopen. Ngaun yata kylangan n ng id pic ng bata. 500 ang min to open an acct. Sa BDO pla yung sa kids ko. yung interest rate almost 2%
Mommies, try niyo magshort-term TD for babies if malalaki naman yung initial deposit, para may significant interest agad after 45-90 days, then iroll-over niyo until kelan niyo gusto. Ganun gawa namin kay first baby, nakakatuwa yung interest, then siguro saka na namin ilalagay sa savings account kapag toddler na siya or yung maaappreciate niya na ang concept ng "pag-iipon"
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