@reaganchang:
ano coverage nung generali pilipinas? eto insurance namin at work eh, meron ka bang document for more info sis? parang gusto ko kasi kumuha ng educ. plan for baby.
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yung sakin kasi , 300,000 lang muna yung kinuha ko for my baby ,so im paying 100k plus annually, for 5 yrs , bale nasa pangalan ko sya, so insured din ako, anything happens to me si baby yung beneficiary ko, and aside from that my loan able amount pa sya, and after i reached the maturity (i get 10 yrs , kasi 1 yr old palang si baby para exact na 16 yrs old na sya nun , for college ) they will divide the 300k into 8, yun ang marereceive niya per semester,aside from that , after graduation , she'll receive additional 300k as her graduation gift...after that stop na , and if lets say dina natuloy si baby , you can get the lump sum money anytime basta fully paid ka na and that's with interest narin.... you can also get a life insurance for your baby , yun naman . after 5 yrs of payment , plus you need to wait for additional 3 yrs , she'll receive her pension , i'm not familiar with the amount , and that's for a life time pension, yun nga lang every other 2 yrs ang pension niya....just visit BDO and ask for GENERALI PILIPINAS kasi may computation yan depends on your age , pero mas maganda mag start habang maaga pa ,para mabilis nyong mareached yung maturity period,.