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Author Topic: All about Kiddie Savings Bank Account  (Read 192114 times)

yhamslove®

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Re: All about Kiddie Savings Bank Account
« Reply #105 on: January 04, 2012, 04:42:32 pm »

Per BDO Website, eto yung prevailing interest rate sa JSC: 0.5000%

Please check: http://www.bdo.com.ph/Personal/DepositsInvestments/NewInterestRates.asp#

Just select the "Peso-Savings Account" from the dropdown menu bar, tapos makikita mo na yung different types ng account, kasama na dun yung JSC.
« Last Edit: January 04, 2012, 04:49:32 pm by yhamslove® »
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lykeil

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Re: All about Kiddie Savings Bank Account
« Reply #106 on: January 04, 2012, 05:09:02 pm »

mga sis, baby ko sa metrobank fun savers sya. I just want to ask if a year na walang withdrawal or deposit sa account, meron bang deduction yun?

As for my experience, oo may bawas sa metrobank pag dormant ang account at baka maubos pa pera ni baby. Kaya lumipat ako sa bpi and bdo. unlike sa bdo, although may deduction very minimal lang kasi mas mataas pa rin ang interest rate na binibigay nila.
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buuurp

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Re: All about Kiddie Savings Bank Account
« Reply #107 on: January 05, 2012, 04:32:25 am »

@reaganchang:
ano coverage nung generali pilipinas? eto insurance namin at work eh, meron ka bang document for more info sis? parang gusto ko kasi kumuha ng educ. plan for baby.
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jmap

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Re: All about Kiddie Savings Bank Account
« Reply #108 on: January 07, 2012, 02:13:34 pm »

hi, mommies...
db ang junior savers club is for children 12 y/o and below...
what  happens if the child reaches 13y/o? kelangan b i-shift yung account to a regular one?
 :)
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momaye

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Re: All about Kiddie Savings Bank Account
« Reply #109 on: January 10, 2012, 08:58:43 am »

tomorrow will opena sa Junior Savings Account for my 18-month old son. glad okay feedback dito. at 2000 initial deposits your baby can have a junior savers club card that is a discount card.  :)
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reaganchang

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Re: All about Kiddie Savings Bank Account
« Reply #110 on: January 11, 2012, 11:30:13 am »

@reaganchang:
ano coverage nung generali pilipinas? eto insurance namin at work eh, meron ka bang document for more info sis? parang gusto ko kasi kumuha ng educ. plan for baby.
--------
yung sakin kasi , 300,000 lang muna yung kinuha ko for my baby ,so im paying 100k plus  annually, for 5 yrs , bale nasa pangalan ko sya, so insured din ako, anything happens to me si baby yung beneficiary ko, and aside from that my loan able amount pa sya, and after i reached the maturity (i get 10 yrs , kasi 1 yr old palang si baby para exact na 16 yrs old na sya nun , for college ) they will divide the 300k into 8, yun ang marereceive niya per semester,aside from that , after graduation , she'll receive additional 300k as her graduation gift...after that stop na , and if lets say dina natuloy si baby , you can get the lump sum money anytime basta fully paid ka na and that's with interest narin.... you can also get a life insurance for your baby , yun naman . after 5 yrs of payment , plus you need to wait for additional 3 yrs , she'll receive her pension , i'm not familiar with the amount , and that's for  a life time pension, yun nga lang every other 2 yrs ang pension niya....just visit BDO and ask for GENERALI PILIPINAS kasi may computation yan depends on your age , pero mas maganda mag start habang maaga pa ,para mabilis nyong mareached yung maturity period,.
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cruxito

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Re: All about Kiddie Savings Bank Account
« Reply #111 on: March 04, 2012, 02:10:48 am »

tomorrow will opena sa Junior Savings Account for my 18-month old son. glad okay feedback dito. at 2000 initial deposits your baby can have a junior savers club card that is a discount card.  :)

is this for real? 16k initial deposit ko sa jsc ng daughter ko and all ive got was a passbook where i have to go back to the branch to demand for passbook jacket.
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Nuna

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Re: All about Kiddie Savings Bank Account
« Reply #112 on: March 04, 2012, 03:24:36 pm »

^ yes sis merong discount card ulet ngayon. Nainis nga din ako kase when I opened an account for my daughter, ang laki din ng initial deposit ko tapos when I asked them about the discount card, wala daw. 2010 ata yun. Nabadtrip nga ko kaseyung mga kakilala ko meron.  Tapos nitong january lang, nakikita ko kapag nagdedeposit ako  na meron na ulit yung discount card.
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BuhayMommy Blogger

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Re: All about Kiddie Savings Bank Account
« Reply #113 on: March 08, 2012, 05:04:32 pm »

oo nga sayang naman yung discount card, dapat bigyan din nila yung mga naka-apply ka before.
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cruxito

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Re: All about Kiddie Savings Bank Account
« Reply #114 on: March 11, 2012, 10:18:20 pm »

omg hingi ako tom ng discount card if talagang forr new accounts lang then close and open gagawin ko.
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scoutmom45

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Re: All about Kiddie Savings Bank Account
« Reply #115 on: March 29, 2012, 09:24:02 am »

Advice ko sa lahat ng naglog in dito, kun malaki-laki din lang ang amount ng pera ng babies nyo, ilagay nyo na sa mutual fund,  mas lalaki ang interes ng money nyo kesa sa time deposit lang.  I'm talking from experience, I am now 45 years old, my kids are 14 and 16 yr-old.   I have done what you all did, saved the money they got every year from their christening, to their birthdays and every christmas, napakaliit lang ng naging interes.  If I knew then what I know now, I would have done differently.  For sure, come what may, di nyo gagalawin ang pera, and time is on your side, kahit volatile ang market, may time makarecover pera ng mga babies nyo.  By the time they graduate from school and need money as starter fund you have something to give them as a gift.  Both BDO and Metrobunk have funds like these, and they are stable banks, BPI is also a good bank.  Though I have also observed that it's hard to do business with metrobank anywhere because they have so many clients.
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buuurp

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Re: All about Kiddie Savings Bank Account
« Reply #116 on: March 31, 2012, 02:56:42 am »

^paano ba ang takbo ng mutual fund sis?
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lizstateresa

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Re: All about Kiddie Savings Bank Account
« Reply #117 on: March 31, 2012, 12:35:39 pm »

Advice ko sa lahat ng naglog in dito, kun malaki-laki din lang ang amount ng pera ng babies nyo, ilagay nyo na sa mutual fund, 

sis scountmom45 pano po to? thanks
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buuurp

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Re: All about Kiddie Savings Bank Account
« Reply #118 on: April 05, 2012, 04:03:30 am »

saan ba maganda ang time deposit at magkano ang minimum requirement? balak ko kasi itimedeposit yung savings ni baby para di magalaw ng mga mahilig mangutang!
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coolit

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Re: All about Kiddie Savings Bank Account
« Reply #119 on: May 03, 2012, 12:56:39 pm »

pa join...need to back read.   ;)
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