Tag: debt

Money

May 26

Sandwich Generation: What Is It And How To Navigate It

A financial expert shares four practical steps to take if you are part of the sandwich generation

In Filipino culture, it's common to find individuals providing financial and emotional support to both their aging parents and their children. This phenomenon, known as the sandwich generation, is further complicated by increasing life expectancy and the rising cost of living in
Money

January 4

Pinoy Money Experts We Should Learn From In 2022

Be debt-free and start saving this year with the help of these money experts.

Aside from parenting, the most popular discussion topics on the Smart Parenting Village Facebook community are money, saving, investing and insurance.Understandably so, parents want to be debt-free and save more. In fact, according to our most recent audience survey, 52% of the
Money

July 17

Getting Harassed By Online Lenders? What The Law Says You Can Do

There are three ways to take action against them.

There are many reasons people turn to online lending apps for money. Unfortunately, some companies that run these apps resort to harassment to get lendees to pay their debt. This was the case of one citizen who borrowed money from an online
Money

May 17

Vilma Santos Shares Valuable Financial Advice

She learned a lot from that chapter in her life.

If there's one lesson the Star for All Seasons Vilma Santos would like to share with the younger celebrities, it's how to properly handle their money.In an exclusive interview with PEP.ph (Philippine Entertainment Portal) via Zoom last April 28, 2021, the 67-year-old
Money

June 27

Why Taking A Loan Isn't Necessarily Bad for Your Finances

There's good debt, and there's bad debt.

We all try to avoid debt, and that's totally fine. You have peace of mind knowing that you don't owe anyone anything, and you're undoubtedly in the green financially. But while this is your best case scenario, there will be times when
Money

June 18

Paano Mag-ipon ng Pera Nang Tama

May tips ang isang financial adviser kung paano ito magawa.

Malaking tulong ngayong panahon ng krisis na dulot ng COVID-19 pandemic ang pagkakaroon ng sapat na ipon para sa mga hindi inaasahang pagkaantala sa suweldo o pagkawala ng trabaho habang nadadagdagan ang gastusin at bayarin. Kaya naman mahalaga na matutunan kung paano
Money

April 30

Kailangan Mo Ba Talaga Ng Credit Card?

Huwag kang kumuha para lang sa status symbol

Hindi siguro iilan lang sa atin ang nakatanggap na ng tawag o email galing sa mga nag-aalok ng credit card. At para sa ilan, napakadaling umoo sa alok na ito. Hindi ba, kapag ang isang tao ay may credit card, ibig sabihin,
Money

April 27

6 Bagay Na Kailangan Mong Gawin Para Maging Debt-Free

Disiplina mo ang susi para maubos ang mga utang

Maraming tao ngayon ang namomroblema sa pera. Dahil sa COVID-19 pandemic, nanganganib ang mga negosyo at ang kasiguruhan sa trabaho ng mga empleyado. Kapag walang kita, paano na ang mga bayarin at mga pinagkakautangan?Linawin natin: karamihan sa atin ay may mga utang,
Money

March 29

Credit Card o Debit Card: Alin Ang Mas Magandang Pambayad?

Ano nga ba ang pagkakaiba ng dalawa?

Nakasubok ka na bang mag-apply para sa credit card? O baka mayroon ka na? Ang pagkakaroon ng credit card ay parang status symbol dito sa atin. Kapag may credit card ka, ibig daw sabihin ay mayaman ka dahil swipe ka lang nang swipe
Money

March 23

Ano Ang Ibig Sabihin Kapag Binigyan Ka Ng Grace Period O Extension Ng Bayad Sa Utang?

Maraming bangko ang nagbigay ng palugit dahil sa mga pangyayaring dala ng coronavirus

Dahil hinihingi ng pagkakataon, maraming opisina at negosyo sa Pilipinas ang napilitang magpatupad ng work-from-home arrangement simula noong March 16, 2020, pagkatapos ianunsyo ng Malacañang ang enhanced community quarantine sa Luzon.Ang pagpapatupad kasi ng social distancing ang sinasabing isa sa mga pinakamabisang
Money

August 31

Paano Maningil ng Utang

Para mabawi ang perang pinaghirapan mo, narito ang ilang diskarte na baka sakaling makatulong.

Masarap kasama si Sheila lumabas. Maraming kwento, dumadating sa tamang oras, walang reklamo kung saan mo gusto pumunta, at walang pinipiling kakainin. Ang problema lang: parating ikaw ang taya. Ang mas malaki pang problema: mahilig siyang mangutang. Ang pinakamalaking problema: hindi siya
Money

August 9

5 Tips Para Mas Madaling Makautang ng Pera

5 tips para mas madaling makautang ng pera

Tumataas ang presyo ng mga bilihin pero ang kita niyong mag-asawa ay pareho pa rin. Kapag ganito ang kalagayan, hindi maiiwasang magipit lalo na kapag biglang may nagkasakit na anak o may malaking gastusin sa eskwela.Kapag kapos ang budget, kanino ka pwedeng
Money

May 30

SEC to Put an End to Abusive Debt Collectors

Have you been harassed by collectors even at night? The SEC wants to put a stop to that.

Have you been a victim of abusive debt collectors who leave threatening messages and those who call at an ungodly hour?The Securities and Exchange Commission (SEC) is cracking down on lending and financing companies who engage in harassment and unethical practices to
Money

January 27

Your Pay Off Debt Plan When You're Drowning in Loans

There will be a lot of pain before you can also see the light at the end of the tunnel with debt.

It all started with saying yes to one installment plan. After five years of working, Rina* felt it was time to treat herself to a designer bag. Everyone in the office seemed to own at least one, and she was tired of
Money

January 13

Saving Money Advice From Dave Ramsey, Suze Orman, David Bach

These millionaires have pieces of advice we can use in our daily life and maybe even build a retirement fund.

We promise no complex computations or economic jargons here. The advice of these multi-millionaires who secured their financial future have easy-to-understand lessons that will be rewarding in the long run. But, remember, while you will be able to follow what they are saying,
Money

January 6

How to Pay Off Debt, Save Money, and Build Wealth

Here is a practical guide to help you take control of your debt and get out of the trap.

Debt is a fact of life for many parents today. At one time or another, if not for most of the years we are raising our kids, we will find ourselves in debt.If you are paying tuition fees in installment, that’s one
Money

July 8

5 Money Mistakes Most Couples Make

Avoid future conflicts by wising up to these potential pitfalls.

What happens after you decide to build a life together? You don’t just ride off into the sunset and live happily ever after. Soon enough, the inescapable reality of finances will come to the fore. Money is a sensitive subject among most
Money

June 10

Warning Signs That Someone You Know is a 'Chronic Mangungutang'

Sometimes, the issues go deeper than you think.

Having your friend borrow money once is fine. Twice is still okay. But when it happens too often that you find it’s getting harder to ask for your cash back, then you may be dealing with a chronic mangungutang.Interestingly enough, someone who
Money

August 6

How to Deal With People Who Keep Borrowing Money from You

Should you or shouldn't you?

Talking about money with other people can be sticky, especially when the conversation veers towards utang. Everybody has experienced having a relative or a friend borrow a bit of cash for different reasons, and there’s really nothing wrong with that especially if
Money

February 25

Debt and Credit Cards: Your 5 Questions Answered

Are you up to your ears in credit card debt? Experts teach you how to get out of it, now.

Many times it might seem that you’re working very hard… to pay your credit card bills. Financial experts tell you how to have control over your credit card. 1. “When is it better to use my credit card than to use cash?”According

Tag: debt

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