First of all, remember what the most important things to save during a fire or flood are: that’s yourself and your family. Nothing could be more important and you shouldn’t risk your life or anyone else’s to retrieve material things. As parents, keep your cool and prepare ahead of time.
However, if you have time to prepare beforehand, think of all the paperwork and documents that you might want to save in case of a fire or flood. Below is a list of some important family documents that you might want to save:
Bank account statements, investment records and original share certificates
Marriage certificates, annulment papers, birth certificates, death certificates, adoption papers
Identification records (driver's license, permits, passport, SSS card, health card)
Trusts, wills, powers of attorney and birth certificates
Titles, deeds, registrations for property and vehicles owned;
Mortgages and other loan information
Insurance policies and employer benefit statements
Credit card statements
Income tax information (last three years)
Retirement account statements
Appraisal certificates for valuables like jewelry, antiques and collectors' items
Warranties and receipts for major purchases
Estate Planning records
Complete household inventory
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Safety Deposit Box or Fire-Proof, Water-Proof Box
Make sure all these documents are placed in a fireproof and flood-proof container. A safety deposit box would be more ideal, especially for hard-to-reproduce documents. However, if that’s not an option for you, then keep it in a container that you or a family member can easily access in case of an emergency exit.
Click here to read about the disadvantages of keeping documents in boxes, the importance of saving family photos, electronic files and having notarized copies of documents.