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  • Scammer Calls This Pinoy Hoping To Get Into His Bank Account. Guess Who Got Duped

    Listen and learn.
    by Dahl D. Bennett .
Scammer Calls This Pinoy Hoping To Get Into His Bank Account. Guess Who Got Duped
PHOTO BY Shutterstock
  • Scammers are not only everywhere, but they are getting better at what they do. So we are glad when one netizen shared what happened to him publicly on his social media, so we can all learn.

    So thanks, King Karl Seroje, who was not only quick but had the presence of mind to record what transpired, so he could upload and warn his followers on Facebook.

    Caller from a ‘top bank’ knows personal information

    “Ganda ng boses, mukhang taga banko,” King says of the caller who rang him while he was driving. In the recording, the caller’s voice sounded authentic, and the noise in the background gave the impression she was from a “legit call center.”

    The caller initially introduced herself as someone from one of the country’s top banks. Her purpose was to “enhance the mobile app” of King, “para walang makapag-hack sa account niyo,” she said.

    “Magaling siya...Alam niya yung address ko. Alam niya yung email address ko, name ko, birthday ko. So, kung ikaw, kung di ka talaga aware, parang maninwala ka sa kanya,” King, a UP Physics graduate who runs a company that services research centers, says in his uploaded video.

    Scammers ask for username, last 4 digits of bank account, and OTP

    What gave the scammer away was what she specifically asked for from King:

    • the last four digits of his bank account
    • his username
    • the One Time Pin or OTP

    This scammer was hoping to get into King’s account via the OTP and the information she has just been.

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    When you log in to your bank account using a different device that you’ve never used to access your bank account, among the standard requirements are your username and last four digits of your bank account and password. Once you’ve provided this information, an OTP will be automatically sent to your mobile, which you will use to get access to your account.

    Notice how when you receive an OTP for any transaction from any authentic establishment through text, you will be warned ‘never share your OTP” and that any bank “will never call, text, or send an email to request for your OTP.”

    Similarly, banks also post warnings online saying they would ask for a client’s username, password, or last four digits of an account under no circumstances.

    Never give your OTP

    Realizing that he was talking to a scammer, King readily gave a “made-up” last four digits of his bank account and username. He proceeded to go along with the scammer’s modus operandi and at one point even offered his password since the scammer couldn’t access his bank account despite the “information” King gave her.

    King was asked to log in and log out to ensure he gave the correct username.  While pretending to log in and log out, King asked the caller what he should do once he got the OTP.

    The caller replied, “So pag na receive niyo po yung code, sir, all you have to do is verify the code number over the recorded line.

    CONTINUE READING BELOW
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    “After that po, mag-gigenerate po ako ng message…para ma-recognize po ng system namin yung device na ginagamit niyo for logging in. After that mag gi-generate uli tayo ng code, sir. And then tapos na po yung enhancement na yun.”

    In the end, King had the last laugh. When the scammer still couldn’t get access to his account, he then offered to go to her office “with the NBI” to personally help her access his account.

    Listen to how the entire conversation went in this link — and learn.

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