IVF in the Philippines: Costs, Clinics, and Options

If you’ve been trying to conceive for a while, you know the journey to parenthood isn’t always a straight line. At times it can be messy, costly, and exhausting–a series of starts, stops, and U-turns. For some, a little medical help can make a big difference. Today, more Filipino families are turning to fertility treatments to grow their families.

But where do you start? Terminologies can be confusing. And more importantly, how much should you really prepare?

According to a science journal on Obstetrics and Gynecology, IUI is a cost-effective, non-invasive first-line therapy for patients that “involves the deposition of a processed semen sample in the upper uterine cavity.” It is usually the first option doctors suggest for couples who need a little help getting pregnant. Specially prepared sperm is placed directly into the uterus around the time of ovulation.

It’s a simpler and more budget-friendly treatment compared to IVF and is often recommended for unexplained infertility, mild male factor concerns, or ovulation issues.

Studies show that IVF is a more advanced treatment for unexplained subfertility, but is invasive, expensive, and may come with associated risks. Eggs are collected from the ovaries, fertilized with sperm in a laboratory, and the resulting embryo is then transferred back into the uterus.

While more expensive, IVF often offers higher success rates for complex cases.

This is a specialized form of IVF where a single sperm is injected directly into the egg. It is usually advised for cases of male infertility or when previous IVF attempts haven’t been successful.

Put simply, IUI is the simpler and more affordable starting point, while IVF is more involved but often offers higher success rates, especially for certain medical conditions. A detailed consultation with your fertility specialist or physician is the best way to align your goals, needs, and budget.

Fertility Assessment: Both partners should undergo screening and required tests under the guidance of their doctor. Careful planning and setting realistic expectations can provide clarity and confidence throughout the journey.

Lifestyle Shifts: Success rates often improve when both partners cut out smoking and alcohol. Prioritizing healthy eating and proper sleep may also help improve egg and sperm quality.

Medication Management: Strictly follow all fertility medications as advised by your attending physician.

Build a Support System: Seek emotional support from trusted friends and family. Mental and emotional preparation is just as important as physical readiness.

Choose the Right Clinic: Research accredited facilities. Don’t look at the price alone —consider their success rates and how comfortable you feel with their team before committing to the procedure.

• Ask for an itemized breakdown of costs 

• Clarify what’s included in the package

• Talk openly with your doctor about your options and chances 

• Check if installment plans or payment options are available

Location: Unit 02 8th Floor Hexagon Corporate Center, 1471 Quezon Ave., Brgy. West Triangle, Quezon City 

Contact Information: +63 917.635.2526 | recep@qc.kato.ph

Estimated Cost: Around P400,000 per cycle (with embryo transfer) 

Kato Fertility Center is a familiar name for many couples in Metro Manila, especially those based in Quezon City. They offer a range of fertility services and are fairly transparent about pricing, which helps families plan better.

According to their website, in Natural Cycle IVF, “no medication is given to stimulate follicular growth. Close ultrasound monitoring of follicular development and hormonal levels is utilized.” It adds, “This is the simplest yet the most delicate treatment method…This adheres to nature’s process of natural selection.”

Natural cycle IVF usually takes about two to three weeks from the start of treatment to embryo transfer, with a pregnancy test done one to two weeks after transfer, depending on the embryo’s stage. Minimal stimulation IVF on the other hand, happens in two parts, with embryo transfer typically scheduled in a different month.

For Minimal Stimulation IVF, couples are usually advised to prepare around P400,000 per cycle. This already includes consultations, blood tests, ultrasound monitoring, medications, egg retrieval, and embryo transfer.

If you’re starting with something less intensive, IUI is estimated at P35,000 to P50,000, inclusive of consultations, blood tests, and ultrasound exams. To get a precise breakdown of expenses, book a consultation with their doctors.

Kato accepts multiple payment options, including cash, credit cards, online bank transfers, GCash, BDO Pay, GrabPay, WeChat Pay, and Alipay, giving families more flexibility when it comes to budgeting.

Location: Rizal Drive cor. 32nd St. and 5th Ave, Taguig City 

Contact Information: +63-2-8789-7700 | https://www.stlukes.com.ph/contact-us

Estimated Cost: Starts at P160,000

The Center for Advanced Reproductive Medicine and Infertility (CARMI) at St. Luke’s Medical Center offers hospital-based IVF care in Metro Manila, combining expert treatment with flexible payment options—making it one of the most trusted names in fertility care in the Philippines. Through CARMI, patients receive safe, comprehensive care from experienced fertility specialists.

CARMI is known as the country’s first hospital-based IVF center. Many couples choose it for access to specialists, advanced laboratory technology, and the reassurance of being in a full-service hospital setting.

Their IVF package starts at around P160,000 (net of a 20% discount), before add-ons such as medications and specialized procedures. While this is only a starting figure, it may make IVF feel more within reach for families exploring their options.

Through partnerships with major banks, St. Luke’s offers 0% interest installment plans for up to six months under its “Charge Now, Pay Later” program. Inquire with CARMI for availability.

Location: 8th Floor Tower 1, The Enterprise Center, 6766 Ayala Avenue Makati City 

Contact Information: +63 (917) 723 9211 | info@makati.kato.ph

Estimated Cost: Ranges from P250,000 (drug-free) to P400,000 per cycle (with embryo transfer)

Kato Repro Biotech Center offers both conventional and Minimal Stimulation IVF programs. Booking an initial consultation is recommended, as they follow a “first come, first served” policy. A basic initial infertility workup for a couple would include tests and diagnostic examination.

Eligible patients starting their first IVF cycle may be offered a Natural Cycle (Drug-Free) IVF Fresh Cleavage Embryo Transfer, also referred to as “Cost guaranteed IVF Plan,” where couples pay the full amount only once clinical pregnancy is achieved.

A Drug-Free IVF cycle is estimated at around P250,000. If pregnancy is not achieved, couples pay P150,000. This package covers egg retrieval, IVF with or without ICSI, embryo culture, and embryo transfer.

Minimal Stimulation IVF cycle with embryo transfer is estimated at around P400,000. This covers egg retrieval, IVF (with or without ICSI), embryo culture, assisted hatching if needed, and either embryo transfer or embryo cryopreservation for one year. This estimate typically includes consultations, tests, medications, and procedures.

They also offer IUI at P35,000 to P50,000 and egg freezing at around P200,000 (including the first three years of storage), with annual storage extensions costing about P13,552.

Before starting treatment, couples should also prepare for an initial work-up—lab tests, hormone checks, ultrasound assessments, and consultation—which can cost around P60,000, depending on individual needs. Cash, credit cards, online bank transfers, GCash, BDO Pay, Grab Pay, WeChat Pay, and Alipay are accepted.

Location: Unit D-1 Medical Plaza Makati, Amorsolo cor. Dela Rosa Sts., Legaspi Village, Makati City 

Contact Information: +632 8884 2290 to 92 | https://victoryivfphilippines.com/contact/

Estimated Cost: Ranges from P400,000 to P500,000 

Victory ART Laboratory offers specialized fertility services backed by experienced professionals in the field. Services include basic infertility workups, IUI, and Assisted Reproductive Technology (ART) through IVF with or without ICSI.

The total cost of an IVF cycle typically falls within P400,000 to P500,000. However, this may vary depending on each patient’s treatment plan.

On the day of egg retrieval, the male partner is usually asked to provide a fresh sperm sample. If this is not possible, a previously frozen sample may be used. For men with zero sperm count, a surgical sperm retrieval procedure may be needed before ovary stimulation begins.

IVF offers approximately a 40-50% chance of pregnancy per embryo transfer.

Location: Unit 1612, 16th floor, Centuria Medical Makati, Century City, Kalayaan Ave. cor. Salamanca St. Brgy. Poblacion, Makati City 

Contact Information: +63 916 754 5375 | info@ivfasiagroup.com

Estimated Cost: Guaranteed Baby Program costs P4,800,000.

IVF Asia group offers a 100% guaranteed or money back program priced at $80,000 USD or around P4,800,000. involving IVF with the option to upgrade to embryo genetic and gender screening aimed to reduce the risk of passing on inherited conditions.

The Guaranteed Baby Program (GBP) covers unlimited IVF procedures until a successful pregnancy is achieved. This program would resonate to parents who want to avoid repeated IVF cycles’ stress and mounting financial burdens as they wait for their miracle. This program includes all associated surrogate care, compensation, medications, examinations, and natural birth expenses.

Location: Suite 1730-31 Centuria Medical Poblacion, Makati City 

Contact Information: +63 926 048 8744 | info@fertilityphilippines.com

Estimated Cost: Tailored to your needs; schedule an appointment via their website https://fertilityphilippines.ph/schedule-now-new/

Located in Makati, Fertility Philippines offers IVF and other assisted reproductive services, including IVF with ICSI. The process includes consultation and planning, stimulation, egg retrieval, ICSI fertilization, monitoring, and frozen embryo transfer.

As with most fertility centers, treatment plans and costs are customized based on medical needs, medication requirements, and any additional procedures recommended by your doctor.

Outside Metro Manila, couples may consider IVF Davao, Inc. at Brokenshire Women's Center Building, Brokenshire Hospital, Madapo Hills, Davao City, and Repro Optima Center for Reproductive Health, Inc. at JRDC Building, Osmeña Blvd., Capitol Site, Cebu City. These are options for families who prefer IVF treatments in Visayas and Mindanao regions.

More than anything, remember that every fertility journey is deeply personal. Whether you beging with IUI or move on to IVF, the right clinic is the one that makes you feel informed, supported, and hopeful every step of the way.

The relationship you build with your doctor, and the trust you have in yourself, will help guide your decision on which option best fits your situation and fertility goals.

To every couple on this path to parenthood, know that we’re cheering you on and wishing you all the best as you take this next step.

Alamin ano ang IUI, at ang accessibility nito sa Pilipinas.